Before you click that mouse button or pick up that cell phone to call a roofing contractor you better read this article. Do you understand that a home is amongst the biggest investments that most individuals will ever make in their lives? Most house owners are conscious of that fact, but to save a couple of bucks they hire roofing companies like Dewy - Cheatem - and Howe. Reading this article will protect you from making critical mistakes that could end up costing you several thousand bucks that you could have utilised for something to benefit you and your family.
All roofing company's aren't created equal. It's this reason that you must carefully prequalify all roofing company's before you dive in over your head.
Check For Insurance
During your initial telephone call you should ask if they are insured. If they say that they have no insurance hang up the phone and call the next roofing contractor. If they assert that they have insurance ask them to bring proof with them and tell them that you're going to be contacting their insurance provider.
It's vital that you note the types of insurance required by roofing companies could be a little different for each state. It is well worth the time to call and make sure you have a full appreciation of the insurance requirements in your area.
Insurance Duration
Bet you've never heard that term before. Just recently a roofing contractor in Texas did indeed have insurance. However the insurance expired before he was finished with the job. As destiny would have it one of his staff fail off the roof and was seriously hurt. Since the roofing contractor no longer had insurance his ex-employee sued the homeowner. The home-owner was forced to file bankruptcy, and lost his home.
The lesson here is do your due diligence before hiring a roofing contractor. The time and effort that it takes could protect you from financial ruin.
All roofing company's aren't created equal. It's this reason that you must carefully prequalify all roofing company's before you dive in over your head.
Check For Insurance
During your initial telephone call you should ask if they are insured. If they say that they have no insurance hang up the phone and call the next roofing contractor. If they assert that they have insurance ask them to bring proof with them and tell them that you're going to be contacting their insurance provider.
It's vital that you note the types of insurance required by roofing companies could be a little different for each state. It is well worth the time to call and make sure you have a full appreciation of the insurance requirements in your area.
Insurance Duration
Bet you've never heard that term before. Just recently a roofing contractor in Texas did indeed have insurance. However the insurance expired before he was finished with the job. As destiny would have it one of his staff fail off the roof and was seriously hurt. Since the roofing contractor no longer had insurance his ex-employee sued the homeowner. The home-owner was forced to file bankruptcy, and lost his home.
The lesson here is do your due diligence before hiring a roofing contractor. The time and effort that it takes could protect you from financial ruin.
About the Author:
Acosta Roofing of Virginia Beach VA has launched a campaign to educate owners. These tips have saved house owners across America millions of bucks. If you live in the Virginia area call Acosta Roofing for a free estimate. If you need more tips on hiring a roofing contractor visit our site.
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